Student Loans Industry Prediction / Commentary : "The Looming Student Loan Crisis"

Hello All,

It's that time of the month I usually share a "Gem of Opportunity" for you to reflect upon. However this time its not I plying an innovative conceptual design for you to mull over. I have in past years offered up predictions surrounding: future inventions regarding dental hygiene, hidden American Naval Installations, the distant future healthcare industry in America, including the Great Generation 2.0 of Americans who are now children living in poverty in the shadow of this "Great Recession".

Today I stick my neck out once more hoping to God I've misread the signs and have misinterpreted my intuition. I rather be gladly wrong than get this prediction correct regarding America's Next Financial Crisis. Our next American recession will be surrounding the Student Loans financial industry. Which is now underwritten by $1 Trillion dollars by the Federal Government and climbing for the stratosphere. The last estimated figure heard in the news here in the States a couple of weeks ago. Was data from October 2011 placing America at $1.2 Trillion Dollars. One trillion dollars underwritten by the Federal government via the private lending institutions (ie banks). The other couple hundred million dollars as unsecured private financing which is: personal lines of credit, HELOC (Home Equity Lines of Credit) loans, 529 State Funding Plans, retirement account loans, etc...

Here's an article from the CFPB (Consumer Financial Protection Bureau) in the Federal Government set up during the 1st term of the Obama Administration. The article is dated from last year in July 17th, 2013. Student Debt Swells, Federal Loans Now Top A Trillion Dollars (Link)

I've lived about 40 years on planet Earth here in America so far. In my human experience nearly every decade of my mortal existence there has been a recession led by greed, negligence, incompetence, and plain ugly corruption. In the 1970's it was the 1973 Oil Crisis and the 1973 / 1974 Stock Market Crash, in the late 1980's the "Savings and Loans Crisis", the late 1990's and early 2000's it was the Dot Com Boom and subsequent Bust, and in the last quarter of 2007 the "Great Recession". I'm a Generation X by birth here in America, as they say X marks the spot. :o) Americans enter into selective amnesia every decade acting like innocent lambs when an economic crisis of our collective making occurs. When we are the hardcore bogeymen of the world as the only super power until that is the Chinese catch up.

Below is a pictorial Image courtesy of "The Wall Street Journal" showcasing 2012 values of the types of student loans.

Right now I foresee 4 Types of Asset Bubbles confronting Americans today in late 2014. First, the aforementioned $1.2 Trillion dollars of Student Loans from numbers of October 2011 (as the latest data sets). Second, Tech Firm valuations during M&A (Merger and Acquisitions) activity when technological firms merge. The most famous recently was when "Mr. Marc Zuckerburg" of Facebook paid for "WhatsApp" at the $16 Billion price tag. It started the reincarnation of the Dot Com asset bubble paying on future hyped performance commercially for something that may or may not ever happen. Other tech firms have followed suit in Facebook's example and that is a dangerous trend indeed. Third, auto sub-prime loans much like what started the housing crisis of the "Great Recession". More sub-prime loans for automobile paper is on the rise, didn't we learn our lesson already? Finally the fourth asset bubble I foresee is that of Sports League Team Owners looking for municipal bond tax payers. To go onto a bloody meat hook so they can build themselves a shiny brand new stadium. Cities like Tampa, Florida are still paying off the last stadium and don't have the stomach hearing about a new stadium. These Team Owners of whatever sports league can do the financing themselves they're just looking for State / Local government welfare handouts.

Our Federal Congress of legislators have done patch work reforms to lower interest rates for Student Loans. Such as the "Bipartisan Student Loan Certainty Act of 2013" tying it to the 10 year Treasury Note for the life of each individual loan. (Source: Aug. 1st, 2013 U. S. News & World Report) (Link) President Obama also took Executive Action with the "Pay As You Earn" existing Federal student loan program. By expanding it to cap at 10% of a student's income which after 20 years time with the loan a portion can be forgiven. (Source: The Chronicle.com June 9th, 2014) (Link)

I still personally suspect this may vent some of the steam from this pressure cooker, but not enough. It may be too little, too late. I'm no professional in the financial industry, however take it as face value from a spiritual intuitive aka an "Oracle Imagineer". This is a prediction that in 2 to 3 years time we're over due for our next American economic recession. Remember every decade of life I've had on this Earth there's been an economic meltdown in America. Our last one was 7 Years Ago in the last quarter of 2007 for the "Great Recession". We're due for our pound of flesh to be paid by the aforementioned criteria of human: negligence, incompetence, greed, and corruption.

Speaking of corruption regarding the student loans industry the CFPB (Consumer Financial Protection Bureau) I mentioned above. Seeks $500 Million dollars from a law suit against "Corinthian Colleges,Inc." It's a for-profit college that services 74,000 students with private loans with fraud in overly expensive tuition rates, advertising bogus job prospects and career services at graduation, and illegal debt collection practices to strong arm students. (Source CFPB Sept. 16th, 2014) (Link)

Right now we're swimming in the wild wild west of for-profit colleges and universities be they online only or otherwise. Playing with students fast and loose with their higher education career needs. Not until the financial tide goes back to sea. Will we notice all the naked swimmers as predators and criminals preying on unsuspecting students. Just like when the credit industry dried up during the "Great Recession" crooks like Mr. Bernie Madoff were discovered with their fraudulent schemes.

This is a partial chain of events I foresee as happening when the "Student Loan Crisis Strikes" in 2 to 3 years time. Remember the last "Great Recession" happened during the last year of the Bush Administration in America. The "Student Loan Crisis" may very well begin during the last year of Obama's Administration. An eerie trend n'cest pas? First, the student loan default rates will begin to climb month after month due to excessive interest rates on the loans. Indicators will be from the major banks and lenders servicing students such as: Sallie Mae, Citi Student Loans, Wells Fargo Education Financial Services, Bank of America, and JP Morgan Chase. To name a few. Whereby many colleges and universities will begin climbing on tuition rates nationally across America. The first line of victims will be the for-profit colleges & universities online enterprises followed by their bricks and mortars brethren having their stock market prices plummet. Next the 529 State Plans used as funding sources will deplete ahead of time due to changes in tuition rates in most funding plans. Colleges and University campus will start to trim the low performing baccalaureate programs from their curriculum. Next non-essential staff and unfilled vacancies will be trimmed from the school budget. School Maintenance budgets will also see their planned dollars cut drastically.

However that is only triage before the patient of higher learning in American begins to really hemorrhage as a patient. After the for-profit educational entities bite the bullet next comes public state colleges and universities to follow. Satellite campus locations will start to see their hours of operation shortened until they're furloughed completely. Forcing undergraduate and graduate students to commute to the main campus instead. When this damage control ceases to work for campuses then the core undergraduate or graduate programs will be curtailed as offerings. Delaying graduation dates for students that's if the next semester inflated tuition rates doesn't do them in eventually. University and College student body marches and protests will start to be televised on the news wire across the country. Those students fortunate to have parents in America's top 10% as the multi millionaires will go unaffected by all this turmoil. Otherwise non Ivy League endowment giving will start to see a noticeable drop from philanthropists. Value added supply chain corporations that rely on Universities will start to see diminished orders or non-renewals of their contracts. (ie Text Book makers, Sub-contracted labor on campuses, other logistical services)

Savvy American students will start to consider International English speaking countries such as: Great Britain, the Caribbean nations, Australia, South Africa, Canada, and New Zealand. As alternative destinations for their higher education scholastic needs. This begs the question if American Universities abroad start to feel the pinch as well in funding of their operations? Will the Student Loan Crisis as a financial lending contagion spread to Europe, Asia, or elsewhere internationally? Certainly niche as smaller traditional woman colleges and those servicing Afro-Americans will also see a harsh impact to their campus with any offered curriculum.

We won't know 2014's actual Student Loan numbers until October 2017. By that time is when I foresee this crisis beginning the point of no return. Until that is the Federal government steps in like they did in 2008 with the "Great Recession". Bailing out the banks and other assorted money student loan lenders like "Sallie Mae". Not until another round of a fire sale of some lending institutions brokered by the Federal government in part being sold off before a full bankruptcy. America will only learn years after the fact the ugliness that reared its head just as we're pulling out from our lost decade from 2007. The U.S. government as the chief underwriter may force banks to slash most to all interest rates just to collect the principle loan amounts as payment scheme installments. Since "The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005" written by special interest groups for legislators that sold out Americans. Whereby all qualified education loans regardless of whether a nonprofit institution was involved in issuing the student loans. Can Not Be Forgiven this includes even Social Security beneficiaries as senior citizens or the disabled getting their government welfare checks garnished. (Source: NY Times, Sept. 12th, 2014) (Link)

The Federal Government will be staring down if Usury rates and fees can even be collected. Making it sound more like a form of "Sharia Compliant Finance" operation as conducted by many Muslim nations abroad. Wikipedia: "Usury" Definition (Link) Dare I say "Brace for Impact for the Pigs are Flying"! It's only a matter of time in my opinion and not a matter of "If" that will whip lash America with our next recession. My money or suspicion is it'll be with the "Student Loan Crisis".

Again allow me to reiterate this is my intuition firing off since I personally foresaw the "Great Recession" one full year before it happened. I didn't know squat about the derivative lending global market which led to the housing mortgage crisis. I simply called them "Voo Doo Mortgages" not knowing any better from my own ignorance of the total dynamics at play. Now time will tell in 2 to 3 years time if I was on the mark as X marks the spot. (Generation X'er here) Or if I'm completely an ass talking up my back side regardless of these obvious meta concerns I'm intimidated by in principle by my convictions.

"Jewels of Truth" Reading From: The Wayfarer of the Soul, Volume 2

Hello All,

In about a weeks time it'll be "Halloween"! I'll be wearing myself as I have for several years now, lol. I haven't worn a costume since I was a juvenile I suppose. How ghoulish of me. :op Well enough of the puns.

Today's reading from my 2nd book in the "Jewels of Truth" series is on the topic of Persistence. In many ways any Innovator in the world past, present, and future worth their hydrated salt. Needs to balance their use of persistence in a cadence that makes sense to themselves and their associates. Otherwise like many projects there is a zest right out of the gate. Until motivation drops that's where the bottlenecks and the schedules start to appear by pushing backwards an agenda. When persistence starts to become forced that's when mindful surrender does not cost a loss of momentum. In order to find a workaround from any perceived or real obstacles encountered along the way. It goes without saying an ounce of prevention is worth a pound of medicine in the long run.

Enjoy as always.

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Persistence:

A steadfast persistence always goes hand in hand with the fulfillment of our desired intentions. However this persistence I speak of also needs moderation so as to flourish into our eventual goal or objective that we seek in earnest. Otherwise one can lose focus and balance by over extending ourselves in a forced manner. That warps us from our true desired wants and our dreams. An inner poise is crucial especially when we begin to doubt our resolve. This doubt is no friend of yours, but only fear based ills that are preexisting that you harbor. Do not feed them with attention, for if you do you shall continue to spoil your promise to yourself, and if not onto others you care about.

Maintain a self discipline that is honest knowing your boundaries. When one loses focus it begins by over doing one thing or another to the point of a sheer madness of micro management. Allowing yourself to breathe and "Let Go" of the tiny details. Only to concern yourself of the "Big Details" and let the rest work itself out in its natural order. Like a loaf of bread in the oven the yeast within your plan will take hold and grow. Do not fuss like a over zealot maternal figure. Be still and watch how like an astute parent you watch your dream or goal blossom into maturity. This is but one path to self-fulfillment under the sun.                                                                       ---Ivan Pozo-Illas / Atrayo.

Jewels of Truth: The Wayfarer of the Soul, Volume 2 pg. 127-128

Jewels of Truth Statements & Favorite Quotes of the Month

Hello All,

It's that period of the month where I share another trio of "Jewels of Truth" spiritual wisdom statements. This month of October's statements is the series of #1054-1056. The topics are on: Vision, Character, and on Faith itself in a very general sense elements of our grace come alive. This October we often celebrate the once pagan holiday of "All Hollow's Eve" as the Autumn Equinox and the Winter Solstice otherwise known in Scottish Gaelic origins as "Samhain". In Western Christianity its respectfully two back to back holidays of "All Souls Day" on October 31st. and "All Saints Day" on November 1st of the year.

Our grace is paramount not just on particular events in our pivotal lives, but throughout every waking and sleeping moment in our lifetimes as people. All of this harkens back to a time when the Holy was sought out on purpose. At least to remind us of our sacred origins spiritually as divine beings in union with the Creator God. So as I share today's spiritual wisdom statements try to envision the unity we all share beyond our humble national and cultural origins. Amen.

Enjoy as always in the spirit of goodwill.

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Vision:

1054) Where there is a vision the people will come forward with convictions. Why will they come to such a place of trust upon those that will lead them onward for the sake of participation?

The initial reasons will be myriad in practice and in philosophy to be sure. Mostly its for assurance to alleviate any misgivings if not to improve ones stature with incentives. The overall general direction dictates to a person if not an entire institution its promise to achieve accountable results. Whereby goals become objectives mapped out in order to reach milestones on a near realistic time table. As the desires of the leaders and the results are held in higher esteem than the workers or followers. Each ones passion may be astute as to the errors or down right screw ups when visions are laid down as ill prepared actions. There is never a guarantee when plans meet with unexpected consequences. Only the prepared and the nimble are the ones to excel in spite of dire challenges to be had in results.

All communication must always be clear and concise as circumstances dictate. To avoid break downs and plain confusion all down the chain of command. Neglect of this causes misery if not inexcusable investments to be misspent if not lost in do turn. When a vision becomes a failure is when the planning is sub par or incompetent in nature as to the degree of the tasks involved. Any organization that becomes complacent seeking not the best outcome is doomed right outside the gate in the beginning. Seeking only to get by versus to fully succeed sets one up for mediocre results as the status quo is all but assured. This becomes a failure of leadership and thus the doubling of efforts in leveraged outcomes is paired downwards. This will inherently reveal weak spots in the structural guise of shared responsibilities of the duties involved. Where layer after layer of subsequent planning starts to unravel requiring much needed damage control.

This is where morale of any the followers will begin to question every iota of required actions be they true or not. Such second guessing delays the spirit of the project much less the accomplishment of the tasks by persons dragging their feet instead. The superficial will give up and the die hard will be left holding the bag with atrocious turn over in labor and subsequent overrun costs of resources. Thus guard yourselves from such complacency at the very onset of every vision making sure you have trusted persons in key positions. To shake out any wrinkles much less disruptive malcontents to the morale of ones outfit. Keep an eye out for those that lack scruples by trumping those in their charge by their lust for greed and/or power by the influence it gives them. Otherwise the aforementioned debacles will flare up without a proper comprehension why its occurring in principle.

Seek the promise of a robust vision with a well laid plans in a timely executed methodology. Where your forth coming days will indeed be brighter and prosperous. Due to your consideration of where you or your organization is headed in truth by mutual participation.
                                                                                     ---Ivan Pozo-Illas / Atrayo.

Character:

1055) The first line of benevolence is courage and the last act of goodness is love. The greatest of these is followed by truth in all her endeavors in principle and in practice. Having strength over oneself and over others is indeed shallow if not filled with a righteous conviction in life. After "Pandora's Box" was opened what came forth spewed onto Creation all manner of disgust and torment. The last defense trapped as perhaps their prisoner was "Hope" herself. If one goes onward into extremes one will undoubtedly come across its other extreme camp on the opposite end.

This life is a complete revolving circle perplexing even the gods as to its infinite depths of grace and horror to be experienced. Thus a remarkable faith lived in moderation sets one apart from the extremists spewing hatred and their vile judgements. Otherwise foolishness will seem reasonable albeit it soon becomes apparent that it is truly disastrous in nature. Those that follow fools may not come out of life unscathed by the misery to follow I tell you. Vigilance is the cousin to prudence in being aware of when to listen and when to speak and when to truly act in good faith. Awaken you that hold the chalice of wisdom to your minds and hearts only to pour forth the life of God into you. Yield to humility when practicing your strength lest you harm the intent of your desires. Live in a real fashion but do so with inner grace that soon becomes a blessing that hope becomes verily manifested before your very eyes. Amen. ---Ivan Pozo-Illas / Atrayo.

Faith:

1056) All is possible within God because God lives in the realm of the eternal unlimited potentiality. Only through him can we give form to the Infinite through our needs and wants. If we indeed are sincere by such a practice of living then our actions will be blessed by being in accord with the "Will of God". Prayer is often the instrument to affect the greatest change within our spirits. Not to mold the ethers alone but to transcend our mortal limitations giving full credence to our shared divinity instead. Practicing a faith without benevolence makes the worshiper hollow even if one disagrees against the theology of another religion out of hand. Judge not a foreigners religion instead educate yourselves in all the holy and beautiful wisdom their sacred texts have discovered. Aside from the differences in dogma, traditions, and cultural celebrations in total. Be curious in fine details in order to empower your sense of becoming inclusive with the presence of God found in another people.

God is majestic by orders of magnitude that dwarf our understanding. Be humble instead of persecuting foreigners of a different religion, spiritual practice, or philosophical tradition. Welcome them as your divine siblings in all that is hospitable in loving attitude. Even if you don't embrace their customs out of curiosity alone. Just accept their presence in life as God(dess) has accepted you as his or her own creation unconditionally in true love. Amen.
                                                                                       ---Ivan Pozo-Illas / Atrayo.

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Love is patient; love is kind; love is not envious or boastful or arrogant or rude.
                                                                                                    ---1 Corinthians 13:4-5

Trust yourself; you know more than you think you do. ---Benjamin Spock.

Anyone can find fault. It is the wise person who finds that which encourages another in the turmoils and strife's of the day. ---Edgar Cayce, Reading 1449-2

The same pain that can blemish our personality can act as a creative force, burnishing it into an object of delight. ---Pir Vilyat Inayat Khan.  "Alchemical Wisdom"

Do not seek to follow in the footsteps of the wise. Seek what they sought.
                                                                                                   ---Matsuo Basho.

You have made me so rich, oh God, please let me share out your beauty with open hands.
                                                                        ---Etty Hillesum.  "Letters from Westerbork"

As servants of God, live as free people, yet do not use your freedom as a pretext for evil.
                                                                                                           ---1 Peter 2:16

Jewels of Truth Statement: "Where Love and Fear Come From In Spiritual Origins"

Hello All,

Tonight's "Jewels of Truth" spiritual wisdom statement is on the topic of "Heaven and Hell". Written in the series as #1810 back in late September of this year. The topic consists more so of the energetic vibration of our souls as it shifts from realm to realm within the totality of God himself. For as God is multidimensional in being so are we as made in his Image and Likeness as eternal souls ourselves. This ethereal energy resides wherever we place our utmost attention or intention upon in spirit. We naturally channel this force or emotion as human beings having power like no other known to us in this one life. This power is not our own in origin it all belongs to God. We are merely conduits by our free will to enact such a shift of attitude or vibration of being alive as souls.

So my topic of tonight is regarding how the origin of all Love in principle. Be it conditional or unconditional in essence has its birth in heaven in a timeless fashion. Although for one to be true in a positive nourishing sense the opposite is true as well at least metaphysically. In that all Fear again conditional or unconditional in spirit alone is from hell itself in a auric sense. This is why to focus on Perfect Love to cast out all fear that is destructive in nature. Like the very renewal of our souls in the constant truth that is the total essence of God(dess). Amen.

Enjoy, although its a challenge to accept without some spiritual reconciliation on your eternal journey as souls having a human experience.

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Heaven and Hell:

1810)  In every metaphysical reality there is a contrast of what is deemed as right and wrong in the principle of godly truth. Meaning what is truly paradise as heaven and what is torturous as a living self-imposed hell in all spiritual matters. To begin with justice as the expression of fairness in all things makes us noble beings extending the hand of God in benevolence. To all others that do not share such a spirit of goodwill out of confusion or plain wicked tendencies. There is God's forgiveness that is absolute in all divine realities. However with forgiveness comes the truest release of all shame and guilt within one's former enslaved spirit in essence and substance.

Not all is how it seems to your limited five mortal senses. When the spiritual realities expands such an awareness if faith becomes real to the entity. Then the question becomes where does love and fear come from as a metaphysical principal? Is it made by God, is it made by our souls, is it made as a chemical reaction in our human biology? The answer is universally "Yes" to all the above for it is all one reality we call God the majestic Creator.

In order to reiterate such a comprehension basically every spiritual force or power is based upon two polar opposite camps of "Love and Fear". What this means beyond the biology of our mortal minds and aside psychology itself. Metaphysically in union for what has preceded it in divine truth. When Love is called forth as a force and as an identical emotion. It happens outside of time and space as God is outside time and space himself. We experience the timely and eternal in one fell swoop without conscious awareness as spirits. For Love and Fear are real constant streams of God's own power in spiritual expression. When we land upon the emotion of love or fear we trigger such an expression by instinct or choice. It is like dipping our cups into a mighty river and consuming its contents immediately spiritually speaking.

So all Love in Creation is from Heaven as God is our witness right Now! So it is with Fear in Creation is likewise from Hell as God is our witness right Now! It is a disturbing thought in metaphysical awareness as mortal souls. However it isn't far fetched as a barbarous mortal species powers itself on fear that has its origin in hell. Murder, slaughter, wars on Earth have all been channeled by the power of Hell itself metaphysically. As peace, compassion, and love given to each other, the creatures therein, and the planet itself comes from Heaven instantly. As total examples of this spiritual power at work in all the lives of all of God(dess) as within all the souls of Creation. Amen.                                                                  ---Ivan Pozo-Illas / Atrayo.

Jewels of Truth Statement: "Why God Is Neutral Amongst Us"

Hello All,

I've finally gone and done it! :0)

Tonight I have finished in long hand mind you Volume 5 of the "Jewels of Truth" series. Meaning I've finally completed my 1,825th spiritual wisdom statement and its only taken me 19 years since starting in the year 1995. Tonight I have also started Volume 6 with statement #1826 on this Oct. 6th day of the year. So this has nothing to do with Nero thankfully, quite the opposite in fact of all benevolence. Albeit that coincidence doesn't escape me with my angel guides in tow spiritually speaking.

However I'm currently at 330 statements added onto my 3rd Volume manuscript draft. Once I reach the magic number of 365 I start to begin organizing it into book form. Just giving you my readers a heads up. Since If I'm talking about volumes five and six without volume three being published yet. Quite the back log any publisher would have a headache with an author. Not my problem since I'm freelance right now without a professional publisher.

Today's statement has used metaphor although read into it what you will if it be truth or simply figurative as an illustration. I meant or channeled the statement from my angelic guides as is. It can be considered controversial although it does in simplicities sake explain in a concise fashion. Why God is neutral as the "Great Witness" in all of our lives.

Enjoy, may you find it enlightening if not challenging as you awaken spiritually. Amen.

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God:

1823)  Many have asked why God is neutral in happenstance while I suffer in the world? And, many an atheist has mocked the faithful; "Stating why such a perfect loving Creator God abandons you to your suffering"? As the worshiper struggles to answer such a basic question in fullness for a moment. Otherwise a tepid response is given that it is our free will at work to fully experience good and evil in life. It is for the faithful to find their own path back to God as a whole as they struggle and as they achieve glory with him.

I say to the seeker of faith and to the atheist alike that the "God of gods" is the "Great Witness". Not on a puffy cloud in an obscure heaven overlooking Creation like an aloof distant king. He, She, It resides in each of us as the "Ancient One" or the soul of us all. Be we faithful and atheist alike in the "Holy Spirit" of God himself. God, became the neutral observer by having a great clash and annihilation with his internal forces of good and evil. Both as his purest self in essence of all that is true and pure. Many in Christianity would recall the mythological Great Battle with Satan. It is for all spiritual matters under heaven and hell a distant memory of our soulful heritage. A vestige so powerful that it has become a legend unto itself told as a cautionary tale. Albeit in the retelling after the eons it continues to be diluted away from its original grace in occurrence.

Pure good and pure evil stood toe to toe as both selves or identical halves of God himself. Much as we are both capable of good and evil within each of us in life. After much struggle the eternal battle of good versus evil as the fairy tale fallacy told to all. It was God whom merged on purpose pure good and pure evil to cause an effect of annihilation as two opposing forces. So in our spiritual reality both heaven and hell are in neutral harmony with the other without any harm of the fallacy of angels battling demons. After such an ancient clash before time ever became created as a dimension of being their was the void. Some call this period the real oblivion before Creation itself but they are mistaken. For Oblivion is a warped lie spake by those whom misunderstood or sought out to confuse on purpose despite the truth. For shortly after such a void as the after glow of those two forgotten halves of God's pure essence. Came a wondrous almost magical miracle deemed as perfection of what was lost appearing as the Great Void. Became the "Great Paradox" instead as one of the very first enshrined divine laws in heaven and hell and every Creation thereafter. Otherwise known to all as the Absolute.

Thus to this eternal day and night as only a memory of our godlike recollection does our soul retains this memory from the mind of God himself. That after the great clash of pure good and evil. Came the all consuming nothing the void as Oblivion. After the blinking of an eye a total instant a flash of not even a full second of time like no other dilation of a continuum came the Absolute I Am That I Am! As the simultaneous phenomena that God(dess) is both nothing and everything as a bi-lateral expression of being dynamically alive! When good and evil cancels out each other all there is in life is Neutrality as the "Great Witness" as the God of all hosts. Amen. ---Ivan Pozo-Illas / Atrayo.